Tools
Progressive Payment Calculator for One Chuan Grove
Progressive payment calculator
Estimates only. Rates are checked against IRAS, MAS and HDB; confirm with your bank and lawyer before committing.
Sources
- https://www.iras.gov.sg/taxes/stamp-duty/for-property/buying-or-acquiring-property/buyer's-stamp-duty-(bsd)
- https://www.iras.gov.sg/taxes/stamp-duty/for-property/buying-or-acquiring-property/additional-buyer's-stamp-duty-(absd)
- https://www.iras.gov.sg/taxes/stamp-duty/for-property/appeals-refunds-reliefs-and-remissions/common-stamp-duty-remissions-and-reliefs-for-property/remission-of-absd-for-a-married-couple
- https://www.mas.gov.sg/regulation/explainers/tdsr-for-property-loans/calculating-tdsr
- https://www.mas.gov.sg/regulation/explainers/new-housing-loans
- https://www.mas.gov.sg/regulation/explainers/new-housing-loans/loan-tenure-and-loan-to-value-limits
For an uncompleted condominium like One Chuan Grove, the purchase price is paid in stages tied to construction milestones. The calculator below applies the verified schedule to your chosen price, showing how much is due at each stage and how your loan drawdown grows over the construction period.
Reading the output
Enter an illustrative price, for example one based on the analysts' early view of about $2,700 to $2,800 psf for a size on the tentative unit schedule, which runs from about 474 to 1,561 sq ft. The output shows:
- Early cash and CPF payments at booking and when exercising the option, before the loan begins.
- Construction stages, each adding to the amount disbursed by your bank.
- Final stages at TOP and statutory completion.
From a planning perspective, the most useful insight is the shape of the curve. Instalments start low and step up as the building rises. One Chuan Grove's completion is estimated for end 2030, but since the TOP date has not been announced, the timing between stages is not fixed; treat the output as a sequence of stages rather than a fixed calendar of dates. If you are paying rent or servicing another mortgage during construction, this view helps you test whether the overlap is manageable.
For more background, read the payment scheme page, and use the mortgage calculator to estimate the full instalment once the loan is fully drawn. A sensible habit is to save the output for two or three price points, since the final price for your chosen unit may land anywhere within the analyst range or outside it.